How to Tell if Your Jewelry Needs a Professional Appraisal in 2026

Your jewelry is more than just a valuable asset—it’s a collection of memories, milestones, and meaning. Knowing the true value of your pieces is crucial for insurance, estate planning, buying or selling, and peace of mind. As the new year begins, now is the perfect time to review your jewelry portfolio and consider a professional appraisal. At Richard’s Custom Jewelers in Hurst, Texas, we offer certified jewelry appraisal services to ensure your investment is protected and accurately valued in 2026.

What is a Professional Jewelry Appraisal?

A professional jewelry appraisal is a detailed evaluation conducted by a certified gemologist or experienced appraiser. This process estimates the retail replacement value of your jewelry, and includes a thorough inspection, measurements, quality assessment, and full documentation. Appraisals are required by insurance companies and can be invaluable for legal, inheritance, or resale purposes.

Signs Your Jewelry Needs a Professional Appraisal in 2026

Changes in life and market trends can impact the value and importance of your jewelry. Consider scheduling an appraisal if you notice any of the following:

- You haven’t had your jewelry appraised in the last 3-5 years

- You inherited new pieces or received jewelry as a gift over the holidays

- Your insurance policy requires an updated value

- You want to sell, donate, or divide jewelry as part of estate planning

- You made significant repairs, modifications, or custom changes

- You are unsure about the authenticity or true quality of gemstones

- Market fluctuations (like rising gold prices) may have altered value

Benefits of a Jewelry Appraisal from Richard’s Custom Jewelers

There are significant advantages to choosing local, certified professionals for your appraisal needs in Hurst:

- Accurate assessment using industry-standard equipment

- Detailed documentation and photographs of each item

- Confidential, unbiased analysis ensuring true market reflection

- Insurance-ready reports accepted by all major carriers

- Guidance on care, resale, and future appraisals

What to Expect During Your Jewelry Appraisal Appointment

Our appraisal process at Richard’s Custom Jewelers is transparent, thorough, and customer-focused. Here’s a general outline of what you can expect:

- Complimentary initial consultation to review your goals

- Complete cleaning and inspection of each piece

- Careful measurement of gemstones and exact identification of metals

- Evaluation for authenticity, provenance, and quality

- Professional high-resolution photographs

- Detailed written report with current replacement value

Why Regular Appraisals are Important in North Central Texas

The value of gold, gemstones, and designer pieces can change rapidly due to local and global economic shifts. Especially in a dynamic region like Hurst and the Dallas–Fort Worth area, up-to-date appraisals protect you in case of loss, theft, or damage. Regular appraisals also provide clarity for heirs and establish accurate division for estates or gifts.

Tips for Keeping Your Jewelry Appraisals Current

- Schedule an appraisal every 3-5 years, or after major life events (inheritance, marriage, etc.)

- Retain your appraisal documents and store them separately from your jewelry

- Notify your insurance provider of any updated values or new acquisitions

- Ask your local appraiser about the best market timing for high-value pieces

Why Trust Richard’s Custom Jewelers for Your Jewelry Appraisal Needs?

For over two decades, Richard’s Custom Jewelers has been a trusted leader in Hurst and North Central Texas for certified appraisals. Our experienced gemologists combine advanced technology with a personal touch, offering:

- Free consultations for insurance, estate, and resale appraisals

- Transparent and competitive pricing

- Fast turnaround and detailed documentation

- Confidential, professional service you can trust

Protect Your Precious Pieces—Book a Jewelry Appraisal Today

As 2026 unfolds, give yourself the confidence and security that comes from knowing your jewelry’s true value. Visit Richard’s Custom Jewelers in Hurst, Texas, or contact us to schedule your professional appraisal. Let our experts protect your cherished investments and provide the peace of mind every jewelry owner deserves. Book your appointment today and ensure your heirlooms are valued for generations to come.